Post Office Fixed Deposit 2026 – 7.5% Interest & Calculator

Post Office Fixed Deposit (TD) 2026: Are you also afraid of the stock market risk and are afraid of your money? Guaranteed Return want? If yes, then Post Office FD Scheme 2026 It is no less than a blessing for you! The Government of India has released new interest rates for 2026, in which you will get more interest than banks. Interest up to 7.5% Are getting.

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Post Title	Last Date to Apply
SBI CBO ನೇಮಕಾತಿ 2026 2273 ಪೋಸ್ಟ್‌ಗಳಿಗೆ ಅಧಿಸೂಚನೆ ಹೊರಬಿದ್ದಿದೆ – ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಅನ್ವಯಿಸಿ @ sbi.bank.in	February 25, 2026
IIM ಬೆಂಗಳೂರು ನೇಮಕಾತಿ 2026 ರೆಸಿಡೆಂಟ್ ಹಾಸ್ಟೆಲ್ ವಾರ್ಡನ್ ಹುದ್ದೆಗೆ ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಅರ್ಜಿ ಸಲ್ಲಿಸಿ	February 28, 2026
CCRH Delhi Group A, B, C Posts Online Form 2025	November 25, 2026

In this post we will tell you Interest Rate Chart 2026, calculatorAnd Online Account Opening Will give complete information. Know how much money you will get after 5 years by depositing ₹ 1 lakh?

Quick Links (Direct Access)

Post Office FD Interest Rates 2026 (New Rates)

The post office has changed the interest rates from January 1, 2026. Here are the interest rates according to time:

Note: On 5 year FD you will get Section 80C Under this, tax exemption of up to ₹ 1.5 lakh is also available.

Returns Calculator: How much will you get on ₹ 1 lakh?

This calculator will tell you how much amount you will get on maturity if you invest. (Compounding Quarterly).

Post Office FD Scheme Benefits

1. Government Security (100% Safe): Your money is safe with the Central Government (Sovereign Guarantee). The bank may go under, but not the post office.
2. Strong Interest: The interest here is almost double (7.5%) as compared to normal savings account (4%).
3. Account Transfer: You can get your account transferred to any post office in India.
4. Loan Facility: If needed, you can withdraw money from your FD Loan Can also take.

Eligibility & Documents (Who can open?)

• Any Indian citizen (adult).
• Guardian in the name of a child below 10 years of age (Minor).
• Joint Account (3 people together) can also be opened.

Documents Required:

• Aadhaar Card.
• PAN Card.
• Passport Size Photo.
• Account Opening Form (SB-103).

How to Open Post Office FD Online?

If you do not want to visit the post office, then open it from your mobile at home:

1. Login: India Post Mobile Banking App or Official Portal log onto.
2. Service Request: Go to ‘Requests’ section and “Open Time Deposit Account” Select.
3. Select Tenure: Choose the number of years for which you want to deposit your money (1, 2, 3 or 5).
4. Payment: Transfer money from your savings account.
5. Receipt: The receipt will be downloaded immediately.

FAQs (Frequently Asked Questions)

Q1. Has the money doubled in the post office?

Ans. yes, if you Kisan Vikas Patra (KVP) If you invest then the money doubles (7.5%) in 115 months (9 years 7 months). Even in FD, the money doubles in about 9-10 years.

Q2. How much monthly interest will be available on Rs 1 Lakh?

Ans. Interest in FD (Time Deposit) is available annually. If you want monthly income, MIS Scheme Select.

Q3. Do Senior Citizens get extra interest?

Ans. Not in FD, but in SCSS (Senior Citizen Savings Scheme) they get 8.2% interest.