Government of India and Life Insurance Corporation of India (LIC) together to strengthen women financially Bima Sakhi Yojana Has started The scheme is especially designed to provide financial freedom and employment opportunities to women from rural and urban areas. On 9 December 2024, Prime Minister Narendra Modi launched the scheme in Panipat, Haryana, which aims to appoint 2 lakh women as insurance agents in the next three years. This scheme not only makes women self -reliant, but also promotes insurance awareness in the society.

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The main features of bima sakhi yojana

1. Special Plan for Women: This scheme is for women between 18 and 70 years of age, who live in rural and urban areas.
2. Training and stipend: Selected women will be given special training for three years, including insurance products, financial literacy, and customer communication information. During this time they will also get monthly stipend.
3. Income opportunities: After training, women can serve as a LIC agent and earn a bonus along with commission. Graduate women will also get an opportunity to become a development officer in LIC.
4. Financial Inclusion: The scheme focuses on increasing the reach of insurance in rural areas and making women financially independent.
5. Application process: Applications can be made through the official website of online LIC.

Eligibility Criteria for Bima Sakhi Yojana

• Age: Between 18 and 70 years old.
• Educational Qualification: Minimum 10th grade pass.
• Residence: Women from rural and urban areas are eligible, but rural women will be given priority.
• Other conditions: LIC employees, agents, or relatives of the development officer will not be eligible for this scheme.

Read also:- Shakti Yojana 2025

Stencind and income possibilities

Women selected under the Insurance Sakhi Scheme will be provided monthly stipend for three years:

• First year: ₹ 7,000 per month
• Second year: ₹ 6,000 per month
• Third year: ₹ 5,000 per month

Additionally, insurance stories will receive commissions and bonuses on selling each policy. According to LIC’s official information, an insurance friend will be given a target of selling 24 policy per year, on the basis of which they can earn a commission of about ₹ 48,000 except bonuses. Experienced agents can earn an average of ₹ 15,000 to ₹ 21,000 per month.

how to apply?

The application process for insurance sakhi scheme is completely online. Follow the steps below:

1. Visit LIC’s official website: https://licindia.in/lic-s- bima-sakhi Go to
2. Fill the form: Fill the name, date of birth, mobile number, email ID, address, and other necessary information.
3. Information about relationship with LIC: If you belong to an agent, employee, or development officer of LIC, then provide information about it.
4. Capcha and submit: Enter the captcha code and submit the form.
5. Branch selection: Select the city/branch you want to do your state and work.

Benefits of Insurance Sakhi Scheme

• Economic freedom: Women can earn their income by becoming self -sufficient.
• Career Development: After training, high positions like LIC agent and development officer.
• Flexibility: Freedom of time and location to work as an insurance agent.
• Government Support: Full support of the government with a initial budget of ₹ 100 crore.

FAQS (Frequently Asked Questions)

1. What is insurance Sakhi Yojana?
Insurance Sakhi Yojana is an initiative of LIC and the Government of India, which provides training and stipend to women of 18-70 years to become insurance agents.

2. Who is eligible for this scheme?
Women between the ages of 18 to 70, who are 10th pass, especially women from rural areas.

3. How much stipend will be available in insurance Sakhi scheme?
First year ₹ 7,000, ₹ 6,000 second year, and third year ₹ 5,000 per month. Apart from this, commission and bonus will also be available.

4. How to apply?
LIC’s official website (https://licindia.in/lic-s- bima-sakhi) Go on and fill the online form.

5. Is there any application fee in this scheme?
Yes, there is a fee of ₹ 650, with ₹ 150 for LIC and ₹ 500 is for IRDAI exam.